As the new year starts, many people are still dealing with the effects of holiday spending, end-of-year bills, and a general need to get their finances back on track. January is often a tough month because people's bank accounts are often empty, and they need to get more money quickly.
In this economic climate, many people who want to get back on track with their finances turn to getting cash quickly. This article goes into detail about practical and useful strategies to make quick cash in January, giving people who want to make more money a complete guide quickly.
These methods are designed to give you helpful information, whether you're trying to get back on track after spending a lot over the holidays, dealing with unexpected costs, or just wanting a better start to the year. Here are ways to make quick money this January!
In order to make decisions regarding their goods and marketing efforts, businesses seek the feedback of customers, and one of the ways they collect this information is through paid surveys. All that is required of you is to join up and provide responses to questions on your interests and likes.
If you choose this option, you will make a small amount of additional money; moreover, you may do it after work or on the weekend. The only thing you require is a phone or computer, as well as a connection to the Internet. You can make up to $40 per month if you take three surveys every day. (Source: Yahoo)
If you are someone who enjoys making things, now could be an excellent moment to start selling your efforts on the Internet. There is a possibility that there are individuals who are interested in purchasing your items, whether they be crocheted creatures, knitted blankets, or even pet pictures that have been commissioned.
This one indeed comes with some overhead charges, as you will need to purchase supplies and pay for shipping expenses. Nevertheless, if the quality of your product is excellent enough, you can make some additional pocket money in a short amount of time.
If your vehicle satisfies the requirements, you may become a rideshare driver and earn money by providing passengers with trips around town. Most of the time, getting approved to drive takes a few days. Additionally, both Uber and Lyft pay once a week. However, it is possible to get paid even sooner for a nominal cost.
The amount you may earn is dependent mainly on your location, the trip fee, any ongoing specials, and whether or not your riders leave tips. The Rideshare Guy estimates that the average hourly wage for Uber drivers is between $15 and $20.
Another quick money-making idea for convenient individuals is to offer your skills to folks in need of household jobs completed. You may rely on word-of-mouth recommendations or register on a website such as TaskRabbit, which pairs Taskers with clients in need of assistance with the assembly of Ikea furniture, mounting TVs, cleaning, and other tasks.
In addition, you have complete control over your rates and retain all of your earnings tips, including the possibility of an initial minor registration charge. The majority of folks receive approval to begin tasking in four businessdays.
Particularly if you have a flexible schedule and love spending time with animals, house and pet sitting can be a great way to earn money quickly. Once more, word-of-mouth and recommendations are great ways to get paying clients, but developing a network may take some time.
To expedite the process, you may register for an app like Rover, which enables you to choose the kinds of pet care services you provide (walks, overnight stays, etc.), set your fees, interact with clients, and get payment via the platform. A service is completed, and two days later, payments appear in your account. After a day, more tips are accessible.
You likely have an outdated tablet or smartphone that's been tucked away in a drawer. Sell it to a buyback service like ItsWorthMore, Decluttr, Gazelle, or Trademore, where you can trade in outdated computers, smartphones, tablets, and more to get quick cash. The precise model and condition of the item determine how much you are paid.
As long as the model and condition are verified during the inspection, Gazelle says that the payment is handled in three to five business days after it receives your item and that the transaction is completed in a day or two.
The fastest ways to get paid are through PayPal and Amazon. Similarly, Trademore uses PayPal or a virtual Mastercard gift card to pay out within five business days after receiving and verifying the goods.
Do you possess a specific set of computer-based skills? You may be a fantastic blogger with a talent for crafting catchy text. You may have a keen sense of visual design. The good news is that you may use these abilities to generate income online!
Online marketplaces such as Upwork, Fiverr, and Toptal facilitate the creation of freelancer profiles, networking opportunities with hiring managers, and job searches. Freelancing puts you in control and can help you increase your income since it allows you to establish your hours and determine how long you're ready to commit to a job.
The best part about freelancing is that your demand will grow, and you can even go full-time based on how much experience you have and how much you can charge. On average, freelancers with a college degree earn $24 per hour, while high school graduates earn $22 per hour.
These days, nearly all retailers provide gift cards; they are widely available. Have a $45 Barnes & Noble gift card but need to be a reader? Alternatively, you may have entered a raffle and won a $150 Cheesecake Factory gift card, only to discover that the closest location is 300 miles away. Luckily for you, a number of companies will purchase your unwanted gift cards!
The gift card balance will be partially refunded to you. On the other hand, websites such as CardCash will purchase unwanted gift cards or even give you the choice to exchange them for a gift card at a store you often shop at. Even while you might only get 92% of the value back on your gift card, it's still better than leaving it in your drawer unutilized.
The newest and best applications are constantly being created, and you may earn quick money by introducing friends and family to new subscriptions or apps.
The money transfer app CashApp has a link to a QR code that you may give to a recipient to invite them to sign up for the service. Upon their registration, you will each get a $5 incentive for utilizing the service, up to a maximum of $35.
For both new and returning customers, Ibotta provides a comparable referral cashback incentive; consumers get $20 for signing up and an extra $10 for each referral!
Even if app referrals aren't the most profitable technique to get free money, it's crucial to keep in mind that modest amounts add up. Put the additional money you make from side gigs into a savings account; every little bit helps!
Using free bets that are provided by betting sites and "matching" them at a betting exchange is how matched betting operates. The mathematical risk is eliminated since you are placing bets on both possible outcomes.
You may then squeeze out the free bet, which can be as much as £100. If you multiply this by all of the available betting sites, you may make a few hundred pounds.
With this method, several readers have really made hundreds of dollars at home. It is entirely lawful, exempt from taxes, and open to all Americans over the age of 18.
Never fret if you don't think your dialogue as a cab driver is good enough – you can consistently deliver food! Using Instacart to deliver groceries is a terrific method to make quick money since you may work as much or as little as you'd like and choose your hours.
Just register as a Shopper, receive approval, and go to work. You will require a license, frequent service with a smartphone or equivalent device, the ability to lift fifty pounds, and access to a car. You deliver the order to the consumer after going to the grocery shop, and you are paid that same day.
You may work from home and earn decent money with Uber Eats, PostMates, and DoorDash. You can work as many deliveries as you like. Following registration and approval, you may start working right away. Log onto the app, set yourself as “active,” and watch the orders roll in. The tips might go up quickly if you work on busy evenings like Friday or Saturday.
Selling your used clothing might help you make some money and make closet space if you have received new items for Christmas and need help finding where to store them. There are many online marketplaces where you may open a store and sell your gently worn clothing to consumers who want to update their wardrobes.
Once more, shipping will be your responsibility, but if you have attractive pieces in excellent shape, you might be able to make some cash.
You may quickly generate money by renting out your parking place for the day if you live close to a significant destination, like a stadium or amusement park, or if there's a big event nearby, like a parade. Perhaps you don't own a car, in which case that valuable parking space might bring in money every day.
Consider using a service like CurbFlip or SpotHero, which allows you to rent out your driveway, parking area, or garage if you need help locating tenants.
In addition to charging a charge, many websites screen drivers and let you control payments directly on the platform. Just be sure that listing your parking space doesn't violate any restrictions of your homeowner's association or lease.
Only some people have time to do laundry for a busy family or the luxury of having a washer and dryer in their house. Perhaps you already do. If so, doing people's laundry can earn you money.
One example of an app-based wash-and-fold service that allows you to pick up and drop off orders for clients as well as perform laundry from home is Laundry Care. Two bags, with an average of fifteen pounds each, are the usual order. You receive $20 for each bag in addition to a $3 service charge.
For an extra fee per item, you may also do further services like ironing. Also, you can receive tips from customers, and you retain all of the money. In one to three business days, the money will be put into your bank account, and you can cash out at any time.
Let us reverse the roles; you may purchase consumer products from garage sales, flea markets, eBay, Facebook Marketplace, and Craigslist for low prices, then resell them for a higher profit.
Even while it requires work, this may be particularly profitable if you have experience with certain things, such as electronics, baseball cards, musical instruments, or antiques.
To find hidden gems, start by perusing yard sales, neighborhood thrift stores, and internet merchants. You'll score a rookie card of Michael Jordan for practically nothing or a perfect vintage synthesizer! Flip it, and the profit is yours.
Through their Fulfillment by Amazon (FBA) service, big box stores may also provide fantastic deals in their clearance areas that are worth purchasing and flipping on Amazon.
With the aid of this service, corporations may choose items for fulfillment, and sellers can benefit from incentives like free shipping, refunds, and product storage to cooperate with Amazon. Finding products to assist businesses with their dropshipping efforts on Amazon may be a fantastic way to increase your income.
The COVID-19 epidemic had a significant impact on international communication, with education being offered exclusively online for more than two years. Since today's students are accustomed to learning remotely, you can teach online!
Look for job vacancies on online learning sites. One excellent site is tutor.com. You may assist a student in learning any subject, including science, technology, math, history, and more, depending on your training, expertise, and background. You may make between $15 and $60 per hour.
If you speak English as your first language, consider teaching English online or TEFL. Although teaching English to speakers of other languages (TEFL) has traditionally allowed teachers to work abroad, there is online employment as well.
A certification is necessary for these occupations, and it may be obtained online. In addition to being a very fulfilling experience, teaching may significantly increase your income.
Unbeknownst to you, creating a new credit card or bank account might earn you additional cash. Opening an account and enrolling with a new bank might add additional money to your ledger balance, albeit there are limitations and conditions.
For instance, you may establish a new Chase Bank Total checking account as of this writing and receive a $200 bonus offer for setting up direct deposit, with no minimum deposit needed.
If you have any funds, you might think about creating a Discover online savings account. The cost of admission is relatively high, requiring a $15,000 deposit. Nevertheless, Discover does not demand direct deposit and will pay you between $150 and $200 for creating the account. If you have money in an account and want to get compensated for transferring it to a different financial institution, this can be a suitable choice for you.
Credit card sign-up bonuses can be a great way to make money right away, but they don't start working until after you spend a specific amount, which might work against you if you're trying to save money.
Have you ever been traveling down a highway when you noticed an automobile with a lot of color illustrations cruising next to you, almost like a moving billboard? The driver likely gets compensated in addition to being an ardent supporter of the good or service that's been placed on their vehicle. If you'd want to join the fleet with Carvertise, you could use a bit of additional cash.
You may be eligible if your car is 2008 or newer, has factory paint, and you have a clean driving record in addition to driving at least thirty miles every day. With Carvertise, advertisers can effectively use your car as a rolling affiliate marketing platform; most drivers may make up to $100 per month.
Your automobile will be wrapped and unwrapped by the advertiser (it's just a vinyl decal), and you will get paid for the duration of the campaign. Vehicle advertising could be a good fit for you if you drive your car sometimes and don't mind it changing looks, but there might be better options for your highly valued 1972 Corvette.
A production firm position might be an excellent side gig if you are okay with carrying significant things and working hard. Stage crews create stages for movies, music festivals, amphitheater events, and local plays.
Most organizations need extra hands, but you will only be recruited to oversee a movie set or stage with expertise. This may involve moving speakers, monitors, lighting, projection screens, and wires.
Events, films, and concerts are rare; therefore, the role might be excellent part-time work. Who knows, you can work with your favorite band or actor!
One of the best ways to supplement your income while working remotely is to become a virtual assistant. Suppose you need to become more familiar with the position. In that case, a virtual assistant helps their employers with a number of administrative duties, including making travel plans, managing documents and files, managing calendars and schedules, and much more.
The position requires a computer and a workspace; you may work at a coffee shop or co-working space, or you can answer calls from the comfort of your home. There are several options for working as a virtual assistant, whether you want to go part-time or even full-time.
Virtual assistants are essential for a wide range of businesses, and because the position is so varied, it's a fantastic chance for people from various backgrounds. You may email your CV and apply on employment websites like Indeed or LinkedIn if you're interested. This is an excellent side gig to earn additional cash because you may work part-time.
Real estate is growing and offers several fast-money options. Helping stage houses may be the most time-efficient option. People prepare their homes for open houses when selling. It helps purchasers visualize living there.
Realtors utilize outside services to prepare properties for showings. Search Indeed or SimplyHired for home staging jobs. Most demand a 4-hour part-time commitment and pay hourly or fixed rates. If you have real estate contacts, you may offer your services to friends and coworkers.
Making money playing video games seems too remarkable to be true. Wrong! While eSports is a growing business with rich contracts for top gamers, you may still practice and make money as an amateur.
Are you unbeatable in League of Legends? Fortnite or Call of Duty? Coach other players at a gaming conference to get recognized and expand your network if your abilities are top-notch.
Stream your gaming skills on Twitch to reach a large audience. This lets you educate new gamers, market your talents, and develop your reputation. Visit Indeed or LinkedIn for video game job listings if you love engineering. Developers require testers to offer input on new games during test releases.
If you frequently travel for work, renting out your spare space might be profitable. Again, several internet platforms let you offer your house for short-term stays. Though some towns and states have laws controlling this, make sure you grasp the rules beforehand.
It may sound like a fraud, but the government may hold your unclaimed property, such as an old bank account, insurance policy, dividend check, etc. Finding it can make you money fast. Check the National Association of Unclaimed Property Administrators to see whether you have money to claim. Each state has its database.
You can be compensated for user testing without IT skills. With a microphone and PayPal, you may make money by visiting websites, applications, or digital items, doing tasks, and expressing your views.
Usertesting.com offers compensated testing. A 15 to 20-minute practice exam will determine your acceptance in a few days. Pay ranges vary by test type, but your dashboard will show them. Your PayPal account receives payments after seven days. Customers may reward you for longer or more complex jobs.
Online stores are more marketable and cheaper to start. Your eCommerce firm can compete better if you specialize. Staying current on trends will help you choose things to offer.
Create a business strategy and set up inventory, shipping, company licenses, and permits for a profitable eCommerce store. Hosting Website Builder is great for beginners building online stores.
If you love writing, create a blog. People write blogs to discuss thoughts, sell products, or educate others. Building specialty websites boosts success. Instead of a broad food blog, specialize in one cuisine.
Book reviews and recommendations are on The Book Satchel blog. Food, health, leisure, and travel are some popular blog topics. Blogging may be profitable, but it takes time. Be consistent and high-quality, and use proven content marketing methods to speed up the process.
To avoid scams when looking for quick cash in January, follow these tips;
- Research websites thoroughly- Look for exaggerated claims, verify company details, and avoid disclosing personal information.
- Use prepaid cards - When making online purchases, use prepaid cards to minimize the risk of fraud.
- Protect your account- Use multi-factor authentication or a PIN to secure your mobile payment app accounts.
- Be cautious of suspicious offers- Avoid sending money to claim prizes or collect sweepstakes winnings, and be wary of offers that seem too good to be true.
- Check the legitimacy of the platform- Research the platform's reputation and look for user reviews to ensure it is legitimate and safe.
- Monitor your accounts- Keep an eye on your bank accounts for suspicious charges and dispute any unauthorized transactions.
- Place fraud alerts - Notify credit bureaus about any suspicious activities to be notified of any new accounts opened in your name.
- Change account passwords - Update passwords for any accounts you use on scam websites to prevent unauthorized access.
- Cancel paid subscriptions- If you were tricked into signing up for paid subscriptions or trials, cancel them immediately.
By following these precautions, you can minimize the risk of falling victim to scams while seeking quick cash in January.
Seasonal jobs in industries experiencing high demand during the month.
Analyzing and optimizing monthly expenses, cutting non-essential costs.
Implementing a strict budget and adopting a proactive mindset for future financial stability.
Navigating the financial challenges of January demands a proactive and diversified approach. The strategies outlined offer tangible solutions for those seeking quick cash, from selling items and freelancing to embracing seasonal opportunities. As the month unfolds, a combination of budgeting, cost-cutting, and capitalizing on personal skills can provide both immediate relief and long-term financial stability.
By embracing these practical steps and strategies to make quick cash in January, individuals can not only address the immediate need for cash but also lay the groundwork for a resilient and prosperous financial future. It's a journey towards financial empowerment that begins with the pragmatic steps outlined in this comprehensive guide.